About GillKor Insurance
In 2025, Harpreet and Rahul Gill (no relation, just a coincidence) were both experienced insurance agents who saw the same problems in the industry.
Too many agents only call during renewals. Too many use tactics like blocking markets. Too many don't update coverage properly.
They founded GillKor with a simple belief: do what's best for the client, even if that means recommending another agency.
We focus on building trust through transparency and honest advice.
The Problems We Actually Solve
We hear these complaints every day. Here's how we fix them.
Meet the Real People Behind GillKor
No corporate headshots or buzzword bios. Just real people who care about your business.
Harpreet Gill
Co-Founder
With 15 years in commercial insurance, Harpreet saw too many agents putting commissions before clients. He co-founded GillKor to do things differently - regular coverage reviews, transparent pricing, and honest recommendations.
"Always carries business cards in his wallet (you never know who needs insurance help)"
15+ years in California commercial insurance
Rahul Gill
Co-Founder
Also an experienced agent who shared Harpreet's vision for ethical insurance practices. Together they created GillKor based on a simple principle: treat every client the way they'd want their own family treated.
"Believes in using technology to make insurance simpler, not more complicated"
Streamlining insurance processes and client communication
Harveen Kaur
Senior Agent
Was GillKor's first client before joining the team - her family's restaurant got such amazing service she asked if they were hiring. Now she pays it forward, helping other restaurant owners avoid the mistakes she made. Texts clients on their business anniversaries and sends congratulations cards when they expand.
"Brings her grandmother's samosas to client meetings - says food is the universal language of trust"
Turning insurance nightmares into success stories
What We Actually Believe
No corporate mission statements. Just honest principles that guide everything we do.
Transparency First
We explain your coverage in plain language and show you exactly what you're paying for.
Your Best Interest
We recommend what's right for your business, even if it means less commission for us.
Always Available
We answer our phones, return calls promptly, and stay in touch throughout the year - not just at renewal.
Real Client Stories
Not testimonials written by marketing teams. Real stories from real business owners.
Warren's Market
Ravinder S Cheema • Yuba City
Previous insurer wanted to drop him after 15 years of no claims
Found better coverage, saved $6,439 annually
"GillKor didn't just find me insurance - they found me peace of mind."
Tech Startup
Jennifer L. • San Francisco
Couldn't find affordable professional liability as a new business
Comprehensive coverage at startup-friendly rates
"They understood my business from day one - no endless explanations needed."
Family Restaurant
Carlos M. • Sacramento
Complex coverage needs with limited English support
Full protection with bilingual service and clear explanations
"Finally, someone who speaks my language - literally and figuratively."
Why We Actually Exist
Most insurance companies optimize for profit margins. We optimize for peace of mind.
Every decision we make starts with one question: "Is this good for our clients?" If the answer is no, we don't do it.
We're not perfect. But we'll always be honest, always be there when you need us, and always remember that your success is our success.
Questions? Call us at (530) 456-4420. A real person will answer.